KarlsFurniture.ie - Financing Available With Humm

Humm - Pay in slices  

At Karls Furniture we keep looking for better ways to serve our customers. Our latest addition is Humm, a retail instalment payment plan facility and an easy alternative to paying with cash or credit card when you shop with us. Humm allows you to buy now and pay later using your Humm approval.

It’s all about you – you’re in total control. You select from our store; You select the amount; You select the plan; You have full access to your Humm account via your very own self-service portal. You can even pay out your purchase early without any additional fees or charges. 


How To Apply For Finance

Apply For Financing and you will be asked to provide the amount you are looking to finance. You will then be provided with the available payment plans to choose from.

To apply for Humm, all you need is a valid email address, your mobile phone number and meet the following minimum criteria:

- Provide proof of PPS number & Address
- Be at least 18 years of age
- Be an Irish citizen or permanent resident of Ireland
- Minimum income of €1,000 per month 
- Photo ID and bank card in your name
- Have a good credit history

What Does It Cost ? 

To access Humm, there’s a €35 application fee paid upfront upon approval and a €3.50 monthly accounting keeping fee to run the account. These fees are included in the credit and payment schedule; itemised on the payment schedule. Customers remain in complete control and know everything up front – no hidden fees or charges.

During your Humm assessment, you may be asked to provide additional documents such as a recent bank statement, utility bill or payslip to support your application.

Once that is supplied, you’ll receive a credit decision within minutes! It’s that simple!

Still got questions? Contact us in store to and we can walk you through the process.